I had another meeting with my financial advisor this week. He found me a possible buy-to-let mortgage to buy out my brother’s share of our family home, from a broker. The interest is eye-watering, I had to find an up front fee of many hundreds of pounds (with £100 being non-refundable) and now have to wait some days for decision.

So we are coming up to the first anniversary of mum’s passing, and the estate is still not divided, and I will have to pay Council Tax on the house soon.